Dealer Programs

PURCHASE PROGRAM HIGHLIGHTS

Credit Application:

  • NO 5 liners – Complete information including signature/s
  • Residency – 1 year current and 1 year previous.  Home & cell phone numbers.
  • Employment – Complete name, address & phone number
  • Occupation – Current (previous If current is less than 1 year)
  • Income  $1,200 min. verifiable net income (NO AFDC. DISABILITY  & SSI on case by case basis)

Contract:

  •  Maximum term 48 months (no exceptions)
  • APR (Min 17.99 on 553, 12 Add on 552)

Collateral: 

  • No luxury type vehicles – No discontinued manufacturers. No branded titles.
  • No age/mileage restriction (miles must be reasonable, based on unit reputation and term written)

Seasoning:

  • Min 3 payments up to 36 month contract
  • Up to 48 months with additional seasoning